THE NAPGUR DISTRICT CENTRAL CO-OPERATIVE BANK LTD.
HEAD OFFICE : Ruikar Road, Gandhi Sagar, Nagpur - 440 018
SR PRODUCT DESCRIPTION INTT. RATE
II LOANS AND ADVANCES  
a) S.T. AGRL LOAN  
1 S.T. SEASONAL AGRL KHARIF NORMAL LOAN 11.75%
2 S.T. SEASONAL AGRL KHARIF WEAKER LOAN 11.75%
3 S.T. SEASONAL AGRL RABBI NORMAL LOAN 11.75%
4 S.T. SEASONAL AGRL RABBI WEAKER LOAN 11.75%
5 S.T. SEASONAL SUGAR CANE NORMAL LOAN 11.75%
6 S.T. SEASONAL SUGAR CANE WEAKER LOAN 11.75%
7 S.T. SEASONAL OIL SEEDS NORMAL LOAN 11.75%
8 S.T. SEASONAL OIL SEEDS WEAKER LOAN 11.75%
9 S.T. SEASONAL KCC NORMAL LOAN 7.75%
10 S.T. SEASONAL KCC WEAKER LOAN 7.75%
12 S.T. SEASONAL RABBI KCC NORMAL LOAN 7.75%
13 S.T. SEASONAL RABBI KCC WEAKER LOAN 7.75%
14 S.T. AGRL ADIWASI SOCIETY KHARIF NORMAL LOAN 11.75%
15 S.T. AGRL ADIWASI SOCIETY KHARIF WEAKER LOAN 11.75%
16 S.T. AGRL ADIWASI SUGAR CANE NORMAL LOAN 7.75%
17 S.T. AGRL ADIWASI SUGAR CANE WEAKER LOAN 7.75%
18 S.T. AGRL ADIWASI SOCIETY RABBI NORMAL LOAN 11.75%
19 S.T. AGRL ADIWASI SOCIETY RABBI WEAKER LOAN 11.75%
20 S.T. AGRL ADIWASI SOCIETY OIL SEEDS NORMAL LOAN 11.75%
21 S.T. AGRL ADIWASI SOCIETY OIL SEEDS WEAKER LOAN 11.75%
22 S.T. AGRL ADIWASI KCC NORMAL LOAN 7.75%
23 S.T. AGRL ADIWASI KCC WEAKER LOAN 7.75%
25 S.T. AGRL ADIWASI SOC RABBI KCC NORMAL  7.75%
26 S.T. AGRL ADIWASI SOC RABBI KCC WEAKER 7.75%
28 S.T. SEASONAL INTT. MARGIN LOAN TO AGRL SOCIETY 7.75%
29 S.T. AGRL ADIWASI INTT. MARGIN LOANS TO AGRL SOCIETY 7.75%
30 S.T. SEASONAL AGRL KHARIF NORMAL LOAN ( NEW ) 11.75%
31 S.T. AGRI RUPAY KISAN CARD NORMAL 6.00%
b) M.T. AGRL LOAN  
1 M.T. AGRL MINOR IRRIGATION LOAN 11%
2 M.T. AGRL TRACTOR LOAN 11%
3 M.T. AGRL IMPLEMENTS LOAN 11%
4 M.T. AGRL SPORADIC FINANCE LOAN 11%
5 M.T. AGRL JEEP LOAN 11%
6 M.T. AGRL SANTRA PLANTATION & HARTICULTURE LOAN 11%
7 M.T. AGRL SERICULTURE LOAN 11%
8 M.T. AGRL MILK CATTLE LOAN 11%
9 M.T. AGRL POULTRY LOAN 11%
10 M.T. AGRL GOAT FARM LOAN 11%
11 M.T. AGRL BIO GAS LOAN 11%
12 M.T. AGRL FARM HOUSE LOAN 11%
13 M.T. AGRL FARM FENCING LOAN 11%
14 M.T. AGRL CONVERSION LOAN 11%
15 M.T. AGRL REPHASEMENT LOAN 1 11%
16 M.T. AGRL BLOCKING NO. 1 LOAN 11%
17 M.T. AGRL BLOCKING NO. 3 DAM DUPPAT LOAN 11%
18 M.T. AGRL SGSY MINOR IRRIGATION LOAN 11%
19 M.T. AGRL SGSY MILTCH CATTLE LOAN 11%
20 M.T. AGRL SGSY OTHERS LOAN 11%
21 M.T. AGRL OTHER GOVT. SCHEME LOAN 11%
22 M.T. AGRL ROJGAR/SWAYAM ROJGAR LOAN 11%
23 M.T. AGRL ADIWASI MINOR IRRIGATION LOAN     11%
24 M.T. AGRL ADIWASI TRACTOR LOAN 11%
25 M.T. AGRL ADIWASI IMPLEMENTS LOAN 11%
26 M.T. AGRL ADIWASI SPORADIC FINANCE LOAN 11%
27 M.T. AGRL ADIWASI SOCIETY CONVERSION LOAN 11%
28 M.T. AGRL ADIWASI BLOCKING NO. 1 LOAN 11%
29 M.T. AGRL ADIWASI BLOCKING NO. 3 DAM DUPPAT 11%
30 M.T. AGRL REPHASEMENT LOAN 2 11%
c) L.T. AGRL LOANS  
1 L.T. AGRL CO-OP. LIFT IRRIGATION LOAN 12%
2 L.T. AGRL DAIRY FARM LOAN 12%
3 L.T. AGRL GOAT FARM LOAN 12%
4 L.T. AGRL POULTRY FARM LOAN 12%
5 L.T. AGRL FISHERY FARM LOAN 12%
6 L.T. AGRL ADIWASI CO-OP LIFT IRRIGATION LOAN 12%
d) S.T. AGRL INDIVIDUAL LOAN  
1 S.T. AGRL KISAN UNNATI YOJANA 12%
2 S.T. AGRL INDIVIDUAL KCC (WEKAR) 4%
3 S.T. AGRL INDIVIDUAL KCC (RABBI) 4%
e) M.T. AGRL INDIVIDUAL LOAN  
1 M.T. AGRL  INDIVIDUAL FINANCE TRACTOR 12%
2 M.T. AGRL  INDIVIDUAL FINANCE THRESAR 12%
3 M.T. AGRL  INDIVIDUAL FINANCE OTHERS 12%
4 M.T. AGRL  INDIVIDUAL MINOR IRRIGATION 12%
5 M.T. AGRL  INDIVIDUAL MILK CATTLE 12%
6 M.T. AGRL  INDIVIDUAL GOAT FORM 12%
f) L.T. AGRL INDIVIDUAL LOAN  
1 L.T. AGRL INDIVIDUAL LIFT IRRIGATION LOAN 12%
g) S.T. AGRL CASH CREDIT  
1 S.T. AGRL INDIVIDUAL LOAN 12%
h) S.T. NON AGRL CASH CREDIT  
1 S.T. NON AGRL SEWA SOCIETY CLEAN CASH CREDIT 14%
2 S.T. NON AGRL SEWA SOCIETY HYPOTHECATION 14%
3 S.T. NON AGRL SEWA SOCIETY PLEDGE 14%
4 S.T. NON AGRL SEWA SOCIETY SPECIFY 14%
5 S.T. NON AGRL MARKETING SOCIETY - CLEAN CASH CREDIT 14%
6 S.T. NON AGRL MARKETING SOCIETY HYPOTHECATION FERTILIZER 14%
7 S.T. NON AGRL MARKETING SOCIETY HYPO (OTHER PURPOSE) 14%
8 S.T. NON AGRL MARKETING SOCIETY PLEDGE 14%
9 S.T. NON AGRL MARKETING SOCIETY REPLEDGE LIMIT 14.5%
10 S.T. NON AGRL WEAVERS HANDLOOM CLEAN CASH CREDIT 10%
11 S.T. NON AGRL WEAVERS HANDLOOM HYPOTHECATION 10%
12 S.T. NON AGRL WEAVERS POWERLOOM CLEAN CASH CREDIT 11%
13 S.T. NON AGRL WEAVERS POWERLOOM HYPOTHECATION 11%
14 S.T. NON AGRL POWERLOOM BRIDGE 14.5%
15 S.T. NON AGRL PROCESSING SOCIETY CLEAN CASH CREDIT 14%
16 S.T. NON AGRL PROCESSING SOCIETY HYPOTHECATION 14%
17 S.T. NON AGRL PROCESSING SOCIETY PLEDGE 14%
18 S.T. NON AGRL PROCESSING SOCIETY E.P.C. LIMIT 14%
19 S.T. NON AGRL PROCESSING SOCIETY OTHERS 14%
20 S.T. NON AGRL RURAL ARTISANS (BALUTEDAR SOCIETY) 11%
21 S.T. NON AGRL INDUSTRIAL SOCIETY CLEAN CASH CREDIT 14%
22 S.T. NON AGRL INDUSTRIAL SOCIETY HYPOTHECATION 14%
23 S.T. NON AGRL INDUSTRIAL SOCIETY PLEDGE 14%
24 S.T. NON AGRL INDUSTRIAL SOCIETY OTHERS 14%
25 S.T. NON AGRL EMPLOYEE SOCIETY CLEAN CASH CREDIT 12%
26 S.T. NON AGRL FISHERIES SOCIETY CLEAN CASH CREDIT 14%
27 S.T. NON AGRL CONSUMER SOCIETY CLEAN CASH CREDIT 14%
28 S.T. NON AGRL CONSUMER SOCIETY HYPOTHECATION 14%
29 S.T. NON AGRL CONSUMER SOCIETY PLEDGE 14%
30 S.T. NON AGRL CONSUMER SOCIETY OTHERS 14%
31 S.T. D.S.C NAGPUR CLEAN CASH CREDIT 14%
32 S.T. NON AGRL TEMPORARY OVERDRAFT LIMIT 14%
33 S.T. MARKETING SOCIETY SEEDS RESERVATION LIMIT 14%
34 S.T. NON AGRL EMPLOYEE SOCIETY CONSUMER CC LIMIT 14%
35 S.T. NON AGRL URBAN CO-OP. SOCIETY CLEAN CASH CREDIT 13%
i) RUPAY KISAN CREDIT CARD  
1 RUPAY KCC DEBIT CARD CC AC  KHARIP 10.50%
2 RUPAY KCC CONTRA KHARIP 10.50%
3 RUPAY KCC CONTRA KHARIP 10.50%
5 RUPAY KCC DEBIT CARD CC AC  RABBI 10.50%
6 RUPAY KCC CONTRA RABBI 10.50%
7 RUPAY KCC CONTRA RABBI 10.50%
8 RUPAY KCC DEBIT CARD KHARIP SOCIETY 10.50
9 RUPAY KCC DEBIT CARD RUBBI SOCIETY 10.50%
10 RUPAY KCC DEBIT CARD KHARIP DIRECT 10.50%
11 RUPAY KCC DEBIT CARD RUBBI DIRECT 10.50%
j) S.T. INDIVIDUAL CASH CREDIT  
1 S.T. NON AGRL INDIVIDUAL S.B. OVERDRAFT 13.84%
2 S.T. NON AGRL INDIVIDUAL CC LIMIT (COMP/FIRM) 13%
3 S.T. NON AGRL INDIVIDUAL CC LIMIT BUSINESS TRADER  13%
4 S.T. NON AGRL INDIVIDUAL OTHERS (SPECIFY) 13%
5 S.T. NON AGRL INDIVIDUAL SELF HELP GROUP 12%
6 S.T. NON AGRL INDIVIDUAL S B OVERDRAFT ( STAFF ) 13.84%
7 S.T. NON AGRL SOCIETY OVERDRAF AGAINST R.F 6.50%
k) S.T. INDIVIDUAL LOAN  
1 S.T. NON AGRL INDIVIDUAL LOAN AGAINST N.S.C.  12%
2 S.T. NON AGRL INDIVIDUAL LOAN AGAINST GOLD  12%
l) M.T. NON AGRL SOCIETY LOAN  
1 M.T. NON AGRL MARKETING SOCIETY BLOCK CAPITAL (P&M) 12%
2 M.T. NON AGRL MARKETING SOCIETY GODOWN CONSTRUCTION 12%
3 M.T. NON AGRL MARKETING SOCIETY CONVERSION LOAN 12%
4 M.T. NON AGRL MARKETING SOCIETY PROPERTY PLEDGE LOAN 12%
5 M.T. NON AGRL MARKETING SOCIETY OTHERS LOAN (SPECIFY) 12%
6 M.T. NON AGRL PROCESSING SOCIETY BLOCK CAPITAL (P&M) 12%
7 M.T. NON AGRL PROCESSING SOCIETY GODOWN CONSTRUCTION 12%
8 M.T. NON AGRL PROCESSING SOCIETY CONVERSION LOAN 12%
9 M.T. NON AGRL PROCESSING SOCIETY OTHERS LOAN (SPECIFY) 12%
10 M.T. NON AGRL INDUSTRIAL SOCIETY BLOCK CAPITAL (P&M) 12%
11 M.T. NON AGRL INDUSTRIAL SOCIETY GODOWN CONSTRUCTION 12%
12 M.T. NON AGRL INDUSTRIAL SOCIETY CONVERSION LOAN 12%
13 M.T. NON AGRL INDUSTRIAL SOCIETY LOAN 12%
14 M.T. NON AGRL INDUSTRIAL SOCIETY OTHERS LOAN (SPECIFY) 12%
15 M.T. NON AGRL WEAVERS SOCIETY BLOCK CAPITAL LOAN 10%
16 M.T. NON AGRL WEAVERS SOCIETY OTHERS LOAN (SPECIFY) 10%
17 M.T. NON AGRL SOOT GIRNI SHARES LOAN 13%
18 M.T. NON AGRL EMPLOYEE SOCIETY FIXED LOAN 12%
19 M.T. NON AGRL OTHER LOAN COMPOSIT BALUTEDAR 11%
20 M.T. LOAN INDIVIDUAL VEHICLE LOAN TO OTHER SUB SOCY. 12%
21 M.T. LOAN  WEAVERS HANDLOOM 50% INSTALMENT 10%
22 M.T.NON AGRI  GAS CONNECTION LOAN  10%
m) M.T. INDIVIDUAL LOAN  
1 M.T. LOAN INDIVIDUAL S.R.T.O. 12%
2 M.T. LOAN INDIVIDUAL TWO WHEELER VEHICLE LOAN TO STAFF 10%
3 M.T. LOAN INDIVIDUAL TWO WHEELER LOAN TO FARMER 12%
4 M.T. LOAN INDIVIDUAL FOUR WHEELER VEHICLE LOAN TO STAFF 10%
5 M.T. LOAN INDIVIDUAL FOUR WHEELER FARMERS 12%
6 M.T. LOAN INDIVIDUAL VEHICLE LOAN PROFF. AND OTHERS 12%
7 M.T. LOAN INDIVIDUAL VEHICLE OTHER THAN STAFF 12%
8 M.T. LOAN INDIVIDUAL CONSUMER DURABLE 14%
9 M.T. LOAN INDIVIDUAL COMPUTER 12%
10 M.T. LOAN INDIVIDUAL COMPUTER LOAN EDUCATIONAL INST. 12%
11 M.T. LOAN INDIVIDUAL EDUCATION 12%
12 M.T. LOAN INDIVIDUAL LOAN TO BUSINESS & TRADERS 12%
13 M.T. LOAN INDIVIDUAL SELF HELP GROUP 12%
14 M.T. LOAN INDIVIDUAL SWAYAM ROJGAR 12%
15 M.T. LOAN INDIVIDUAL OVER DRAFT CONVERSION 14%
16 M.T. LOAN INDIVIDUAL RETIRE 14%
17 M.T. LOAN INDIVIDUAL SHET HAWELI 12%
18 M.T. LOAN INDIVIDUAL LOAN TO COMPANY FIRM ETC. 12%
19 M.T. LOAN INDIVIDUAL PROPERTY MORTGAGE 12%
20 M.T. LOAN INDIVIDUAL OTHERS (SPECIFY) 12%
21 M.T. LOAN INDIVIDUAL GAS CONNECTION  10%
22 M.T. LOAN INDIVIDUAL HAVING SALARY IN BANK 10%
22 M.T. LOAN INDIVIDUAL OTHER EMPLOYEE 10.25%
n) L.T. INDIVIDUAL LOAN  
1 L.T. LOAN INDIVIDUAL HOUSING TO STAFF 10%
2 L.T. LOAN INDIVIDULE HOUSING TO STAFF NO  I 7%
3 L.T. LOAN INDIVIDULE HOUSING TO STAFF NO 2  8%
4 L.T. LOAN INDIVIDULE HOUSING TO STAFF NO 3 10%
5 L.T. LOAN INDIVIDUAL HOUSING TO OTHERS 13%
o) LOANS UNDER LIQUIDATION